Payday Loans & Cash Advance in Omaha, NE
Short of cash before payday? Get a cash advance of up to $425 at our South Omaha store — and earn reward points every time you repay.
- Up to $425 until payday
- Licensed in Nebraska
- Serving Omaha since 2003
New customers get $20 Free. Approval is not guaranteed.
If you are short of cash and need money to pay bills, buy food, pay for car repairs, or any other expense, a paycheck advance can provide a source of the money you need until your next pay day. We are payday lenders providing cash loans to people in Omaha in amounts of up to $425.00. Access America offers the added benefit of earning points based on the completion of payday loans.
The points you earn through completing your cash advance can be combined and redeemed for prizes. We offer a wide variety of prizes that include kitchen supplies and other useful household items. Why take a payday advance from another payday lender when you can earn prizes for your cash advance loans? We have the most convenient location in Omaha to meet your needs for fast cash.
Please browse our website to learn more about our payday advance loans, our reward program and prizes, and print the forms you need for your cash advance loan. Please bring in a completed application and required documentation for fast cash.
Estimate the most a Nebraska cash advance can cost
Move the sliders. The calculator shows the highest charge allowed under Nebraska's 36% APR cap — the store gives you the exact cost in writing before you sign.
Formula: amount × 36% × days ÷ 365. Nebraska also limits the total from one lender to $500 including fees.
Estimate only. Approval is not guaranteed.
Cash advance options in Omaha
Omaha cash advance store
Walk in at 50th & L Street, Mon–Sat. Cash advance up to $425 until payday.
Learn more →Nebraska payday loans
How payday loans work in Nebraska: the 36% APR cap, the $500 limit and the 34-day term.
Learn more →Social Security cash advance
Receive Social Security, SSI or disability? A benefit statement works instead of a pay stub.
Learn more →Personal loans Omaha
Need more than $425? Request a larger amount online and compare any offer you get.
Learn more →Council Bluffs & Bellevue
Our Omaha store is a short drive from Council Bluffs and Bellevue.
Learn more →Customer Rewards
Earn points on every completed cash advance and trade them for prizes.
Learn more →Get your payday advance in 3 steps
- 1Fill out the application
Print it from our Forms page or start online on the Apply page.
- 2Bring your documents
Bank statement, a check, two IDs, a pay stub or benefit statement and a utility bill.
- 3Get your cash advance
Our staff reviews everything with you and explains the full cost before you sign.
To qualify for a payday advance, we require
- Completed application (print it from our Forms page)
- Bank statement from the past 30 days
- A check from your valid checking account
- Two forms of ID, including a driver's license or state ID
- Most recent paycheck stub, or benefit statement if you receive benefits
- A utility bill with your current address
Costs and limits by law
Why choose us for a cash advance in Omaha
Locally owned since 2003
Serving the Omaha area for over twenty years from one convenient South Omaha location.
Licensed and regulated
Delayed Deposit license from the Nebraska Department of Banking and Finance; we follow federal and state law.
Clear, easy-to-understand fees
Cost-competitive and transparent. You see the full cost in writing before you sign.
Rewards you can see
Points on every completed advance, a referral bonus and prizes on display in our office.
Earn rewards on every cash advance
10 points for every $100 you repay, plus 100 bonus points when a friend you refer completes their first cash advance. Kitchen supplies, household items and more on display.
See the rewards programOur Omaha office at 50th and L
Access America Cash Advance
4601 South 50th Street, Suite 101
Omaha, NE 68117 (50th & L Street)
402-556-2274 · [email protected]
Mon - Fri: 10:30 am - 6:30 pm
Sat: 10:00 am - 4:00 pm
Sun: closed
Payday loans in Omaha: frequently asked questions
How much can I get with a cash advance in Omaha?
At our store at 4601 South 50th Street you can get a cash advance of up to $425 until your next payday. Nebraska law limits the total from one lender to $500 including fees.
What do I need to bring?
A completed application, a bank statement from the past 30 days, a check from your checking account, two forms of ID, your most recent paycheck stub or benefit statement, and a utility bill with your current address.
How much does a payday loan cost in Nebraska?
Since Initiative 428 (2020), Nebraska caps payday (delayed deposit) transactions at 36% APR. Use the calculator on this page to see the highest charge allowed for your amount and term; the store gives you the exact cost in writing.
Is Access America licensed?
Yes. Access America Cash Advance holds a Delayed Deposit license issued by the Nebraska Department of Banking and Finance and has served Omaha since 2003.
Can I start online?
Yes. Fill out the short request form on our Apply page, or print the application from the Forms page and bring it in. Approval is not guaranteed.
What are your store hours?
Monday to Friday 10:30 am to 6:30 pm and Saturday 10:00 am to 4:00 pm. We are closed on Sunday.
How does the Customer Rewards Program work?
You earn 10 points for every $100 you repay and 100 bonus points when a friend you refer completes their first cash advance. Points can be traded for prizes on display in the store.
Get the money you need, when you need it
Stop by our Omaha office at 4601 South 50th and L, Ste 101, or start online.
Cash advances are not intended as a long-term financial solution, but for immediate cash needs. Access America Cash Advance holds a Delayed Deposit license issued by the Nebraska Department of Banking and Finance. Approval is not guaranteed.